Terms of Use

By accessing or using Veteran Wealth Arsenal (“VWA,” the “Service”), you agree to these Terms of Use. If you do not agree, do not use the Service. If you use the Service on behalf of someone else, you represent that you are authorized to accept these Terms for them.

You must be at least 18 years old to use VWA. By using the Service, you represent that you meet this requirement and that the information you provide is accurate.

VWA is educational software and information tooling that helps you organize your information, understand possible VA claim paths, and see suggested next steps.

VWA is not a law firm, a VA-accredited claims agent or representative, a Veterans Service Organization, a medical provider, or a financial advisor, and does not provide legal, medical, financial, or accredited claims-representation services. VWA is not affiliated with or endorsed by the U.S. Department of Veterans Affairs. VWA does not submit claims, act on your behalf, or represent you before the VA.

VWA does not guarantee any outcome. We do not guarantee that you will receive a disability rating, a rating increase, claim approval, or any particular payment amount. All benefit decisions are made solely by the U.S. Department of Veterans Affairs based on your evidence and applicable rules.

Our calculators provide illustrative estimates based on published VA rate tables for a specified governed rate-table year. They are not eligibility determinations.

“What-If” results are mathematical scenarios that show how a hypothetical change could affect a combined rating or estimated compensation. They are not predictions that a claim will be filed, approved, or awarded.

• Provide accurate and complete information.
• Independently verify any output before relying on it.
• Make your own filing decisions and track your own deadlines.
• Consult an accredited representative, attorney, or licensed professional where appropriate.

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Keep your login information private and notify us if you believe your account has been compromised.

You agree not to:

• Access the Service unlawfully or without authorization.
• Impersonate any person or misrepresent your identity.
• Attempt to bypass, probe, or defeat security or access controls.
• Misuse records or submit content you do not have the authority to provide.
• Scrape, harvest, overload, or attack the Service or attempt to reverse-engineer or resell it.
• Submit fraudulent, misleading, or fabricated information.

You retain ownership of the information and documents you submit. By submitting content, you grant VWA a limited license to process, store, and use it solely to provide the Service to you. This license does not transfer ownership of your content beyond that limited service purpose.

Do not submit content you lack the rights or authority to provide. Please avoid submitting highly sensitive identifiers you do not need to share (see the guidance on our contact form).

VWA offers a free tier and a paid subscription, VWA Pro, currently priced at $29 per month, billed through Stripe.

• Paid subscriptions renew automatically each billing period unless canceled before the renewal date.
• You may cancel at any time through the billing portal. Cancellation stops future renewals; access continues through the end of the current paid period.
• Except where required by law, payments already made are non-refundable, and canceling does not provide a partial-period refund.

The Service — including its software, design, text, and branding — is owned by VWA or its licensors and is protected by applicable laws. Except for your own submitted content, you may not copy, modify, distribute, or create derivative works from the Service without our permission.

The Service relies on third-party providers (such as our infrastructure and payment processors) and may link to third-party websites. We are not responsible for third-party services or content, and your use of them is governed by their own terms.

We may modify, suspend, or discontinue features at any time, and the Service may be temporarily unavailable for maintenance or for reasons outside our control. We aim to provide reliable access but do not guarantee uninterrupted availability.

We may suspend or terminate your access if you violate these Terms or misuse the Service. You may stop using the Service and request account deletion at any time through our contact form.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. VWA DOES NOT WARRANT THAT OUTPUTS ARE ACCURATE, COMPLETE, OR SUITABLE FOR YOUR SITUATION, OR THAT THE SERVICE WILL BE ERROR-FREE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VWA AND ITS OWNERS AND PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST BENEFITS, PROFITS, OR DATA, ARISING FROM YOUR USE OF THE SERVICE. THIS SECTION IS A DRAFT PENDING LEGAL-COUNSEL REVIEW AND MAY BE ADJUSTED FOR ENFORCEABILITY IN YOUR JURISDICTION.

To the extent permitted by law, you agree to indemnify and hold VWA harmless from claims and expenses arising out of your misuse of the Service or your violation of these Terms. This provision is a draft pending legal-counsel review.

The governing law, venue, and dispute-resolution terms for these Terms have not yet been finalized and will be added following legal-counsel review. Nothing in these Terms currently requires arbitration or waives your right to participate in a class action.

We may update these Terms from time to time. When we make material changes, we will update the “Last updated” date above. Your continued use of the Service after an update means you accept the revised Terms.

Questions about these Terms? Please reach us through our contact form.