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2026 VA Rates

VA Disability Calculator

Add each of your individual VA disability ratings. We’ll apply VA math and show your final combined rating and estimated monthly compensation, with optional dependents and bilateral details.

Your individual ratings

Add each of your VA disability ratings. We’ll apply VA math and show your combined rating and estimated monthly compensation.

Rating 1

Find every legitimate path to a higher rating

VWA reviews new, increased, secondary, and previously denied claim paths—then shows what may be missing and what to do first.

How VA math works

VA combines disability ratings using the remaining efficiency of the whole person, rather than adding every percentage normally.

Ratings do not add normally

VA applies each additional rating to the portion of the whole person that remains efficient. That is why ratings can total more than 100% using ordinary addition without producing a 100% combined VA rating.

Whole person · 100%
50% rated
50% remaining

The next rating applies only to the remaining portion.

VA rounds once at the end

After all ratings are combined, VA rounds the final combined value to the nearest 10%. A value ending in 5 rounds upward.

Final rounding
64%60%
65%70%

Paired arms or legs may receive a factor

When compensable ratings affect both arms, both legs, or qualifying paired extremities, VA may apply the bilateral factor before combining the result with other ratings.

Paired extremities
Left arm
+
Right arm

Official sources: 38 CFR §4.25 and 38 CFR §4.26

Educational estimate only. Final ratings and compensation are determined by VA.

VWA
Veteran Wealth ArsenalService-Disabled Veteran-Owned Small Business

Veteran Wealth Arsenal, LLC provides educational tools and general information only—not legal, medical, financial, or claims-filing advice. VWA is not a law firm or VA-accredited representative, and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs. Compensation estimates are illustrative, based on published VA rate tables, and are not guaranteed outcomes; individual results vary. See our Privacy Policy and Terms of Use.